No Personal Income Needed
grow Your Portfolio With DSCR Loans
DSCR (debt service coverage ratio) loans are evaluated based on the property’s rental income, not the applicant’s personal income.
So your portfolio’s growth isn’t constrained by your personal income and there’s no limit to number of properties you can own.
Approval is faster and easier too because there’s no painful personal income verification.
You can close in an LLC with as little as 20% down — even using short term rental income.